Localized pricing · All 50 states
Water Damage Cost by State
Restoration pricing varies by more than 50% across the country. Explore localized 2026 costs for all 50 states, each adjusted for local labor, climate and flood risk — then call a licensed pro near you.
All 50 States
Choose your state
Alabama
Avg. job $9,373
Alaska
Avg. job $13,448
Arizona
Avg. job $10,146
Arkansas
Avg. job $9,088
California
Avg. job $12,818
Colorado
Avg. job $10,837
Connecticut
Avg. job $11,812
Delaware
Avg. job $10,551
Florida
Avg. job $10,993
Georgia
Avg. job $9,760
Hawaii
Avg. job $14,323
Idaho
Avg. job $9,708
Illinois
Avg. job $10,938
Indiana
Avg. job $9,607
Iowa
Avg. job $9,437
Kansas
Avg. job $9,306
Kentucky
Avg. job $9,389
Louisiana
Avg. job $9,828
Maine
Avg. job $10,737
Maryland
Avg. job $11,494
Massachusetts
Avg. job $12,284
Michigan
Avg. job $9,994
Minnesota
Avg. job $10,569
Mississippi
Avg. job $8,900
Missouri
Avg. job $9,421
Montana
Avg. job $10,225
Nebraska
Avg. job $9,322
Nevada
Avg. job $10,395
New Hampshire
Avg. job $11,138
New Jersey
Avg. job $12,083
New Mexico
Avg. job $9,590
New York
Avg. job $12,872
North Carolina
Avg. job $9,844
North Dakota
Avg. job $9,857
Ohio
Avg. job $9,708
Oklahoma
Avg. job $9,204
Oregon
Avg. job $11,138
Pennsylvania
Avg. job $10,569
Rhode Island
Avg. job $11,713
South Carolina
Avg. job $9,559
South Dakota
Avg. job $9,421
Tennessee
Avg. job $9,473
Texas
Avg. job $9,945
Utah
Avg. job $10,094
Vermont
Avg. job $10,868
Virginia
Avg. job $10,568
Washington
Avg. job $11,543
West Virginia
Avg. job $9,203
Wisconsin
Avg. job $10,096
Wyoming
Avg. job $9,924
Why water damage costs vary by state
The same water damage loss can cost noticeably more or less depending on where you live. Each state page applies that state's cost index, skilled-labor multiplier and material multiplier to a researched 2026 national baseline, then factors in local climate and flood risk. States with humid or hurricane-prone climates tend to see more category-2 and category-3 losses, which require additional sanitizing, disposal and mold treatment.
Get a localized estimate
Select your state above for cost-by-scenario and cost-by-metro breakdowns, typical deductibles and state-specific insurance guidance. For a personalized, itemized number you can run any of our water damage cost calculators, review national pricing in the cost guides, or learn what your policy likely covers in the insurance guide.
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